Debt Free at Last

Discover CardGorgeous and I finally paid off the last of our debt, this one was originally mine from before we got married. She has done an amazing job dumping money from our accounts whenever we had a surplus into paying down our debt.

She has sacrificed shopping trips and vacation weekends for two years to get us to this point, not to mention telling me, “no!” almost every time I wanted to get something we didn’t really need. We’ve stopped using our credit cards just because we didn’t have much in our checking or savings. Credit cards are for needs only when the accounts are insufficient, and that’s it. The amazing thing is that they keep raising our limits and I keep insisting on them lowering our APR.

Here is what you have to do: [Read more…]